Cash vs. Finance for the Toyota RAV4

You’ve decided to purchase a Toyota RAV4 – great choice! This feature-packed, value-forward SUV is a hot seller indeed, and you obviously know a great thing when you see one. And because you’re buying yours from Warrenton Toyota, you can count on getting an amazing bargain.

That said, if you haven’t decided on a method of payment yet, now’s the time to consider the best way to do that. Basically, your options are paying cash up front for your RAV4 and financing the cost with an auto loan. Both ways will get you behind the wheel of a vehicle that you’ll love for many miles to come – and there’s no wrong choice. Whether you pay cash or finance your RAV4 depends exclusively on what works best for you. There are, however, benefits to each payment method that we’ll go over below, so you can get a better idea of which will best suit your needs and financial situation.

Benefits of Paying Cash for Your RAV4

The biggest perk of paying cash up front for the purchase of your RAV4 is that you’ll own it free and clear the moment you drive off our lot. Trade the cash for the keys and be on your way, cruising through the streets of Warrenton in your very own RAV4. Sounds good, huh?

If you’ve been saving up for this purchase, or if you’ve recently sold your previous vehicle and are ready to put that money toward your new RAV4, then you can enjoy that freedom right away. With no finance plans to iron out, or payments and interest charges hanging over your head, you can thoroughly enjoy being the proud new owner of Toyota’s superstar compact crossover right from the get-go.

Want to hang on to some of that cash? Pay a portion of the RAV4’s purchase price up front and then finance the remainder. This is a great way to get your monthly loan payments down to an easily manageable level and to achieve full ownership sooner than if you had financed the entire cost.

Benefits of Financing Your RAV4

If you don’t have the financial freedom to pay the full purchase price of your RAV4 on day one, never fear – automotive financing is a perfectly viable option! And when you buy from Warrenton Toyota, you’ll have the benefit of our amazing team of finance experts working on your behalf to secure a low-interest loan with the best possible terms for your needs.

Financing your RAV4 will let you spread out the cost of the vehicle over a period of months or years, making those monthly payments more comfortable for your budget and still allowing you to pay toward owning the RAV4 in full.

One other benefit to financing? Making timely and consistent payments on an auto loan can repair challenged credit or help you build credit so that your financial future looks much brighter.

Find Your RAV4 at Warrenton Toyota

No matter how you choose to pay for your RAV4, you’ll love the deal you get from Warrenton Toyota. Take a moment to browse our inventory online and see the models we have in stock. Then, when you’re ready to claim yours, head to our conveniently located dealership near Culpeper and Fairfax, VA, and test drive your top picks!